To live in Jacksonville means you live with perks as well as some hazards not so common to other areas of the U.S. This also means your home is subjected to some of these hazards, most notably hurricanes and high wind storms from the coast. You must protect your home from these storms and this is where Jacksonville homeowners insurance comes into play.
In addition to protecting your home from standard perils, you will also need to add homeowners insurance policies that cover damages caused by flooding and extremely high winds. It is likely that you will need to add more extreme wind/hail coverage to your homeowners insurance policy. In addition, you may have to purchase a flood insurance policy that is separate from your standard policy.
For any of these policies it is best to shop around for the best available rates. You can do so online by getting rate quotes from some of the most reputable Jacksonville homeowners insurance companies. Use these rate quotes to compare prices of like policies and you will find that you can save hundreds of dollars per year on your Jacksonville homeowners insurance while getting the coverage you need.