Half of the Houses in our Neighborhood Have Flat Shingles
Roofing is something many people don’t spend a lot of time thinking about, but when something goes wrong or it is time to sell your home, it can become a major issue. One common question is about the type of roofing, or shingles are the best. Specifically, do dimensional shingles add value to a house? Are they affordable? What benefits do they provide over flat shingles?
Dimensional Shingles Explained
Dimensional shingles, also know as architectural shingles or composite shingles, contain multiple layers of material adhered to a heavier base mat than flat or tab shingles. It is this layering that gives them the 3-dimensional look. Dimensional shingles are generally about 50 percent heavier than flat shingles. Dimensional shingles have been around since the 1970′s and were constructed for high end homes. They have since become a bit more affordable and are an option for most homeowners.
Higher Performance From Dimensional Shingles
Dimensional shingles are usually warranted anywhere from 25 to 50 years and are expected to last longer than flat shingles. They also have a higher wind rating, which is critical if you live in an area where large storms such as tornadoes and hurricanes are common. Flat shingles are wind rated in the range of 50 to 75 mph, while dimensional shingles are usually rated from 80 to 120 mph. The sturdier construction of dimensional shingles make them less likely to warp, which is one more reason to consider them over flat or tab shingles.
Visual Appeal of Dimensional Shingles
One of the reasons dimensional shingles were developed was for aesthetic reasons. The reason they are also called architectural shingles is because they give the appearance of architectural cedar shingles. Dimensional shingles are also great for hiding imperfections in your roof. There are many homeowners associations across the nation that require homes to have dimensional shingles, so their curb appeal is well regarded.
Cost of Dimensional Shingles Vs. Flat Shingles
It is true that dimensional shingles will cost more than flat shingles. Depending on the actual product chosen, they can range anywhere from 20 percent more expensive to 100 percent more expensive than their flat counterparts. This may be a lot to shell out at once for your roof, but there are future cost considerations that may make it worthwhile. Dimensional shingles tend to last longer, so they may actually be cheaper over the long haul. Dimensional shingles do, in fact, add value to your home. Functionality, durability and curb appeal are all important elements that contribute to the value of your home. Their functionality and durability can increase the appraised value of your home,
and the increased curb appeal can help your home sell easier once on the market.
Dimensional Shingles and Your Homeowners Insurance
Because of the sturdiness and increased performance of dimensional shingles over flat shingles, many homeowners insurance companies offer discounts for having them on your home. This can be a real money saver, as the savings add up with each insurance premium you pay. If you live in states where hail is a problem, you may be in line for an even bigger discount, because these types of shingles are more resistant to hail stones. If you do apply dimensional shingles to your roof, be sure to inform your homeowners insurance company as soon as completed, so you can begin receiving your discount immediately.
If your homeowners insurance company does not offer a discount for dimensional shingles, you may want to start looking around for those that do. You can use our free rate quote tool, to compare rates and find the company willing to offer you the most discounts on your homeowners insurance. In just a few minutes, you can potentially save hundreds of dollars each year on your premiums to help defer the cost of adding dimensional shingles to your home.