Chubb homeowners insurance company is one of the many homeowners insurance companies that can provide insurance for your home and property. The more insurance providers you consider as you shop, the better your chances of finding the best deal. This is much easier than in the past, as you now have access to information online. This information is easily accessible and makes shopping for homeowners insurance more effective and efficient. Here is an overview of Chubb homeowners insurance company to help you with your shopping.
Chubb Homeowners Insurance Company History
Chubb insurance began in 1882 as a marine underwriting company in New York City. Thomas Chubb and his son Percy founded the company from funds collected from the top merchants in the city. Chubb homeowners insurance company has steadily grown ever since, becoming the Chubb Corporation in 1967 and first appearing on the New York Stock Exchange in 1984. It is now one of the top publicly traded insurance organizations in the U.S.
Chubb Homeowners Insurance Company Policies
Chubb homeowners insurance company began insuring marine equipment and evolved into other lines of insurance. As far as homeowners insurance is concerned, Chubb specializes in high value and custom homes. They also offer specialized policies for condos, co-ops, city homes and vacation homes. In addition to homeowners insurance, you may also purchase the following insurance policies.
- Artwork insurance
- Auto insurance
- Business insurance
- Property & casualty insurance
- Jewelry insurance
- Yacht insurance
Chubb homeowners insurance company prides itself on customer service. Their claims service has been ranked #1 on 10 separate occasions by Goldman Sachs.
Chubb Homeowners Insurance Company Added-Value Options
Chubb homeowners insurance focuses on offering its high end customers with specialized services that go beyond standard homeowners insurance policies. They strive to offer more choices and more control over your homeowners insurance policy. Some of the added value options you may find with a Chubb homeowners insurance policy include:
- Complimentary home appraisal
- Extended replacement cost option
- Higher loss of use living expenses
- Insuring of expensive jewelry and artwork
- Rebuilding of home to changing codes
- Replacement cost settlement option
Chubb homeowners insurance company offers policies that can be extensively tailored to your needs. Working with your Chubb agent, you can review your policy, along with your needs, and develop an insurance plan to cover your home and other valuables.
Chubb Homeowners Insurance Company Financial Status
When you put your most expensive belongings into the hands of an insurance company, you want to know that company has the financial stability to come through for you when needed. For this reason, it is a good idea to research the financial strength of any homeowners insurance company you are considering.
Chubb homeowners insurance company has a long history, and with a strong financial rating, the future looks sound as well. Chubb Corporation is backed by over 48 billion in assets and a loyal customer base. Recent financial stability ratings for Chubb homeowners insurance company are as follows.
- A.M. Best: A++ (Superior)
- Moody’s: A2 (Strong)
- Standard and Poor’s: A (Strong)
Compare Chubb Homeowners Insurance Company Rates With Other Providers
To help you decide between homeowners insurance companies online rate quotes are a great tool. These quotes are free, quick and easy to gather. Once you have evaluated prospective homeowners insurance companies to determine which are at the top of the list, you can then compare rates. Chubb homeowners insurance company is a specialized insurance provider, so they may be not be able to offer you the lowest rates, but they may offer you the best value for the coverage and services you receive. However, the quickest way to find out which is the best deal for you is to gather homeowners insurance quotes to compare prices and services.