Allied homeowners insurance company is one of the many homeowners insurance companies you can choose from when shopping for insurance for your home. As you shop for homeowners insurance you will be faced with many choices. Learning as much as possible about each prospective homeowners insurance company is a great way to shop and will help you make your final decision a good one. Take a few minutes to learn a bit more about Allied homeowners insurance company and what they can offer you.
Allied Homeowners Insurance Company History
Allied was created in 1929 and originally known as the Allied Mutual Automobile Association. Allied has partnered with many independent agencies across the nation in the intervening years. AMCO and Depositors Insurance Company are now companied with Allied. Nationwide insurance merged with Allied in 1998 to increase market share and to diversify their insurance products. Farmers and ranchers over the past 80 years have made Allied one of the strongest insurance companies in the nation. Allied homeowners insurance company, based in Columbus, Ohio, offers auto, life, health and recreational vehicle insurance as well as homeowners.
Allied Homeowners Insurance Company Policies
Your standard Allied homeowners insurance company policy will cover your home against the following perils.
- Damage from electrical currents of specified units
- Falling objects
- Freezing of water pipes
- Glass breakage
- Smoke damage
- Sudden and accidental tearing apart of heating/cooling systems or appliances
- Vehicle damage
- Volcanic eruption
- Water damage from rupture household appliances, plumbing, heating or cooling system
- Weight due to ice, sleet and snow
In addition, you will have liability protection for medical expenses of others, property damage of others and punitive/mental damages to others. To increase your overall coverage, you can also add riders to your policy. These riders vary widely, are optional, and though they may add to your premiums, they could be beneficial to you in specific circumstances.
Allied Homeowners Insurance Company Policy Options
Allied homeowners insurance offers a variety of policy options or riders that allow you to further tailor your coverage to meet your specific needs. Some of the options available include:
- Earthquake coverage
- Identity theft coverage
- Increased liability protection (pools, dogs, trampoline)
- Protection of high value items
- Replacement cost coverage
This keeps you from being unprotected or having to look elsewhere for these insurance options. You can check with your local Allied homeowners insurance company agent to see which specific options are available in your area and which are the most suitable for you. Keep in mind the other lines of insurance offered by Allied. You can bundle these various lines together to save money on your premiums.
Allied Homeowners Insurance Company Financial Stability
Allied homeowners insurance company regularly ranks among the top companies in the insurance industry. It’s latest rating from A.M. Best for financial stability is an A+. Allied is ranked 104th on the Forbes Fortune 500 list and ranks among the largest insurance and financial services companies in the U.S. Allied services and partners range across 33 states and over 4,000 independent agencies.
Compare Allied Homeowners Insurance Company Rates With Other Providers
Allied homeowners insurance is one of the many quality homeowners insurance companies in your area. They may or may not be the best choice for you. To decide, weigh the above factors and then begin comparing costs. By using online rate quotes, you can compare the costs of the best homeowners insurance companies in your area. Shopping for homeowners insurance using online rate quotes is fast and can save you a considerable sum of cash that you can use in other ways.