AIG homeowners insurance company has a large presence worldwide and is a major player in the insurance industry. As you shop for homeowners insurance, you will undoubtedly come across their name for consideration. Issues such as company history, policy offerings, financial stability and additional services are important when evaluating an insurance provider. To help you in your shopping endeavors, here is some basic information about AIG and what they can offer you.
AIG Homeowners Insurance Company History
American International Group (AIG) was founded in 1919 and is now the leading international insurance organization in the world. AIG serves individuals, institutions and industrial companies in 130 countries. AIG homeowners insurance products are a offered through a partnership with Homesite Home Insurance. Homesite Home Insurance was founded in 1997 and focuses only on homeowners insurance in an effort to address common complaints consumers have voiced over the years particular to homeowners insurance companies.
AIG Homeowners Insurance Company Policies
Policies offered by AIG and Homesite are designed to protect your home and personal property. You can choose coverage options and amounts to sculpt the policy that offers you the exact coverage you need. Some of the coverage options include.
- Loss of use
- Medical expenses
- Personal property
- Primary dwelling
- Secondary structures
The limits of coverage for each of the above can be tailored to meet your coverage needs and help your policy fit within your budget.
AIG Homeowners Insurance Company Financial Stability
AIG homeowners insurance company consistently receives the highest financial stability ratings. Their most recent rating from Demotech is an A (Unsurpassed). AIG and Homesite meet all regulations for insurance companies when it comes to the backing of underwritten insurance policies. They guarantee their policies so you can rest a bit easier at night.
AIG Homeowners Insurance Company Added Benefits
In addition to standard and flexible homeowners insurance, AIG also offers many other services to customers worldwide. You can bundle your homeowners insurance with other policies as well as take advantage of services, such as:
- Asset management
- Auto insurance
- Commercial auto insurance
- Financial services
- Life insurance
- Retirement services
Choosing to go with AIG homeowners insurance company can offer you the convenience of allowing one company to provide multiple lines of insurance as well as help you with your financial planning. However, it is still necessary for you to continue to shop around, to make sure the savings are right for you and that you feel the most comfortable with AIG.
Compare AIG Homeowners Insurance Company Rates With Other Providers
There are many quality providers of homeowners insurance in your area. AIG homeowners insurance company may be your best bet, but then again, they may not. The only way to determine which the best fit is for you is to shop around. Comparison shopping can save you headaches in the future as well as cut down on the overall cost of the insurance. Comparing rates is incredibly easy as insurance companies have embraced online shopping. You can, in a matter of minutes, gather homeowners insurance quotes online to help make your final decision. Looking for the best deal on homeowners insurance is no longer filled with extensive leg work, but the savings are still there.